Spend the money in my Microsoft account
You can spend money in your Microsoft account to buy products, services, software and content from the Microsoft Store.
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Products include Xbox, Surface, phones, PCs and accessories
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Services and software include Windows, Office and Microsoft 365
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Content includes aps, games, movies and TV shows.
Notes:
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Money in your Microsoft account can't be used to shop at Microsoft Store retail locations, or to get cash, gift certificates, or similar payment products, except when required by law.
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Subscriptions cannot be bought with a Gift Card.